Mortgage Refinance it's the right time

If you are paying much more than 5% for your current mortgage it's time to trade it in on a new one. Your best option, if your credit has survived the recession, is to get a hold of your mortgage broker and get things going with a refinance before the economy improves and you are stuck with a 6% plus mortgage.

If your credit, like a lot of people's, took a ding in these tough times there is still hope through one of our government's plans to help distressed home owners. Your credit doesn't have to be perfect and many of the nations largest mortgage servicers are participating - so you have a good chance who ever holds your mortgage will help you. Simply visit their website or give them a call to get things rolling.

Either way the time is now to look at any mortgage above 5% and certainly refinance any mortgage above 6%.

For once in your life play the game like the big boys and make yourself a little money or in this case save a little while times are bad. Then when times are good again you will be sitting even better financially with a low mortgage rate.

It's the smart move.

Upload pictures

I just finished changing the picture on the page giving directions on how to get your or your wife's pictures shown on ClubHusband.com - then it hit me! I shouldn't have changed it!

I changed the picture because a certain woman kept complaining about the expression on the woman's face. She did have an odd expression but she also had a very impressive tank top on and her arms thrown back. It is the tank top that kept men from complaining. In fact it is my guess most men never noticed she had a face. But that is not the reason I shouldn't have changed it.

The reason, I now know, I shouldn't of switched pictures was because the complaining woman wasn't really complaining, she was crying out for help. She wanted me to help her get her picture on the page. She wanted her own tank top to be displayed to the world or at least ClubHusband's small share of the web world. She wanted to be the example of how to send a picture to us.

So I am sure now she will have a similar complaint about the new picture. She will pick on the pop cycle she is eating or the washer she is sitting on or some other little detail till I finally agree to use her equally tantalizing picture.

You know who you are, I know who you are, just send a picture so the world will know who you are.

We know you want to!

Identity Theft Doesn't Scare Me

Identity theft is a major problem in America. It is up again this year over last and surely will continue to grow but I am not worried. I have a sure fire way to prevent criminals from stealing my identity. I lead a life no one would want!

Not only would know one want my life, they would not even wish it on their worst friend or best enemy. It is a life of keyboard drudgery and office boredom. It makes accounting look like movie stardom. It makes farming look profitable. I know of park rangers who have more interaction with people than I do.

I spend my day writing drivel and tweaking internet ads to squeeze out one more ounce of beer money. Lucky for me I do not have a palate for expensive beers and I only drink beer on special occasions, like when I am out of tequila!

This is the life of a web editor. I know it doesn't coincide with the ads promising 938 dollars a day through blogging but it's, I am afraid, closer to reality.

So here I sit and write knowing I am immune to identity theft. It's not much to base a life on but it's my only job perk so I will accept it with graciousness.